2021: Dealing with banks as (I)NPAs

In 2021, FAIB members have been informing FAIB and complaining about the issue of negative interest rates and penalties on substantial current accounts imposed by banks. That is why FAIB decided to carry on a short survey on the topic within our membership to help us prepare a possible action on the matter.

We were interested in understanding which banks apply such measures, on what sums, and whether our members have been contacted by their bank(s) on this and what method they propose to apply – for example on the average INPAs hold in their accounts or only on peak periods such as when contributions are paid by members at the beginning of each year.

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